POH's Remote Capture software increases efficiency and reduces bank costs by eliminating the daily need for physical transport of items from a bank branch to the central processing location. Remote Capture allows the branch to provide digital images of all items that are normally sent to item processors for check truncation and fraud detection.

With today's availability of secure broadband connections, sophisticated character recognition, and less expensive hardware, Remote Capture is a reality. The benefits of utilizing Remote Capture are as follows:

• Decreases the need for evening staffing and courier services.
  
• Reduces errors discovered at the item processor level, because each branch balances their own work, saving time in correcting identified errors.
  
• Eliminates the risk of losing the physical check before it is truncated.
  
• Faster clearing with no physical cutoff time, allowing the branch to provide service virtually anytime.
  
• The check scanner has a small footprint so it does not require much physical space.
  
• Eliminates the need for microfilm.
  
• Remote Capture can be deployed as Branch Capture or Teller Capture.

The following itemizes the available functions of Remote Capture:

• Processed items are automatically batched into On-Us and Transit items. The On-Us items will be automatically truncated and its images updated with digital insertion of the amount.
  Transit items will require a second pass to encode the amount. After Check 21 implementation, the amount will be automatically inserted digitally on the substitute check or Image Replacement Document (IRD).
  
• The Transit items can be interfaced with a third-party processor, correspondence bank, or clearing services such as ACIX™.
  
• Over 80 percent amount recognition, with manual override capability by the operator.
  
• The transaction report allows balancing at the batch level.
  
• Custom delivery of posting files to meet the financial institution's back office system. This customization will include account number, transaction type substitution, and insertion of float records.
  
• Custom delivery of reformatted images per the financial institution's archive system.
  
• Online availability of processed images.
  
• Customizable sort patterns.
  
• Allows branch, teller, or remote commercial implementation.
  
• All functions can be secured by group such as tellers, back office, administrator or individual user. In addition, the security module supports the notion of allowing only one individual to execute one function.
  
• Allows export of transaction detail in fixed length record or comma limited.

The Remote Capture software supports a wide range of transports from Canon to Unisys NDP300. Remote Capture device standards are ISIS, Panini, API, or Ranger.